Which of the following is considered a risk covered by transportation insurance?

Prepare for the Pennsylvania Surplus Lines Exam with flashcards and multiple-choice questions, complete with explanations. Ace your test!

Transportation insurance is specifically designed to cover various risks associated with the movement of goods from one location to another. In this context, delays, transshipment, or reshipment refer directly to issues that may arise during the transportation process itself, which is a fundamental aspect covered by transportation insurance policies. Insurance for transportation is meant to protect against losses specifically linked to the journey the goods take, including any interruptions or complications that can occur as the goods are in transit.

While other options do relate to risks associated with goods, they fall outside the focus of transportation insurance. For instance, property damage during long-term storage and theft at the warehouse typically concern property insurance rather than transportation insurance. Liability for employees during shipping relates more to workers' compensation or liability insurance rather than the risks of transporting goods themselves. Therefore, the aspect of delays and transshipment captures a core component of what transportation insurance is intended to cover.

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