Which of the following is essential for keeping a surplus lines license active?

Keeping a surplus lines license active requires adherence to various regulatory obligations, one of which is filing reports timely. Surplus lines insurance is often placed with insurers that are not licensed in the state where the policyholder resides. As such, regulatory authorities emphasize the importance of maintaining accurate and timely records to ensure accountability and compliance with state laws. Timely filing of reports includes submitting required documentation on surplus lines transactions, which helps maintain oversight and ensures that all taxation and fees are appropriately managed.

The other options listed do not have the same regulatory necessity associated with maintaining an active surplus lines license. While marketing campaigns can help generate business, they are not a requirement to keep a license active. Participation in community events is beneficial for building relationships and reputation but does not directly impact licensing. Similarly, only selling to personal contacts does not satisfy the broader regulatory framework needed to keep the license valid. Thus, timely filing of reports is the only option that directly correlates with the essential obligations for license maintenance.