Which of the following is a primary responsibility of an insurance producer?

An insurance producer's primary responsibility is to sell insurance contracts. This role involves engaging with clients to assess their insurance needs, presenting various coverage options, and facilitating the purchase of insurance policies that best meet those needs. Insurance producers serve as intermediaries between the insurance company and the client, working to understand both sides to ensure that the clients receive appropriate coverage.

Selling insurance contracts encompasses not only direct sales but also building relationships, providing customer service, and offering advice about the best practices for coverage based on the clients' specific circumstances. This role is essential in ensuring that individuals and businesses are adequately protected against risks.

Other responsibilities, while important, do not typically fall under the primary duties of an insurance producer. For example, underwriting policies is generally the responsibility of underwriters who evaluate risk and determine coverage terms. Investing client premiums for profit is typically managed by financial institutions and the insurance company itself, rather than the producer who focuses on sales. Handling regulatory compliance for insurers is also a specialized function carried out to ensure adherence to laws and regulations governing the insurance industry, but it is not the focus of an insurance producer's role. Therefore, selling insurance contracts is the clear primary responsibility of an insurance producer.