When does a natural person's surplus lines license expire?

A natural person's surplus lines license in Pennsylvania expires on the last day of the birth month of the licensee. This timing aligns with the practice of many states where licenses must be renewed based on the birth date of the license holder.

This approach is beneficial as it allows for a consistent renewal schedule tied to the individual's personal timeline, making it easier for licensees to remember when to renew their licenses. It is often considered a practical system as it is unique to each licensee, promoting personal responsibility regarding license maintenance.

In contrast, some may initially think that options related to calendar dates, such as specific days of the year or set periodic anniversaries, would be appropriate expiration triggers. However, such options do not reflect Pennsylvania's specific regulations, which prioritize the individual’s birth month for license expiration.