What type of insurance involves vessels, crafts, or hulls?

The correct choice refers specifically to insurance that is designed to cover vessels, crafts, or hulls, which directly aligns with the nature of marine insurance. This type of insurance is essential for providing protection against risks associated with maritime activities, such as damage to the vessel itself, theft, or liability for injury or damage caused by the vessel. It is a specialized branch of insurance that addresses the unique needs of marine operations and ensures that the physical assets involved in maritime activities are adequately protected.

In contrast, general liability insurance primarily covers claims of bodily injury or property damage that occur in the course of business operations but does not specifically cover vessels or maritime crafts. Property insurance provides coverage for physical assets but is generally more focused on land-based properties rather than specific marine risks. Workers' compensation insurance, meanwhile, addresses employee injuries but does not pertain to the insurance of vessels or hulls at all. Therefore, the selection of insurance that specifically mentions vessels, crafts, or hulls accurately reflects the focused nature of marine insurance.