What is typically not covered by wet marine and transportation insurance?

Wet marine and transportation insurance specifically focuses on marine operations and the transportation of goods over water. It generally provides coverage for vessels and cargo within a marine context. This includes damage to the hull of a ship due to various risks, such as collisions or damage caused by storms, as well as liability coverage for loss or damage to cargo handled during transit.

The reason the answer concerning insurance for non-marine property is correct lies in the fundamental nature of wet marine and transportation insurance. This type of insurance is tailored exclusively to marine and transportation-related risks. It does not extend coverage to property that is not related to marine operations, which would typically fall under other types of insurance policies, such as property insurance or general liability insurance. Thus, any losses or damages associated with non-marine property are outside the scope of this specific type of insurance coverage.