What is necessary to obtain a surplus lines license?

To obtain a surplus lines license, it is essential to complete an application and pay the associated fees. This process indicates that the applicant meets the necessary regulatory requirements and is financially able and willing to engage in surplus lines insurance transactions.

The completion of the application serves as the first step in demonstrating the applicant's knowledge and understanding of surplus lines insurance, while the payment of fees is typically a requirement that supports the administrative functions of the licensing process. These fees help cover the costs related to the review and processing of applications, ensuring that the regulatory body can maintain oversight of surplus lines activities.

Other factors, such as surety bonds, interviews, or proofs of financial stability might be relevant in different contexts but are not fundamental requirements for licensing in this specific area of insurance in Pennsylvania. Thus, the correct answer encompasses the basic yet vital steps necessary to be licensed in the surplus lines market.