What does transportation insurance cover?

Transportation insurance specifically covers the risk associated with the movement of goods or property from one location to another. This type of insurance is designed to protect the insured parties against loss or damage to the property during transit, whether that transit is by land, sea, or air. The focus is on the condition of the goods while in transit, addressing issues such as theft, damage due to accidents, or natural disasters during shipping processes.

Other options do not align with the primary focus of transportation insurance. For instance, property damage during construction pertains more to builder's risk insurance, which covers damages related to ongoing construction projects. Liabilities from ownership of property generally fall under general liability insurance, which addresses claims related to accidents or injuries on owned property rather than transit issues. Health-related expenses during transit are typically not covered under transportation insurance, as it deals strictly with property rather than individuals' health matters.