Insurance for personal property during marine transportation protects against what?

Insurance for personal property during marine transportation specifically addresses the risk of loss or damage that can occur while goods are being transported over water. This type of insurance is designed to cover incidents that may happen during the shipping process, such as the property being harmed due to rough seas, accidents, or other unforeseen events that might affect the cargo's integrity.

The focus on transportation means that any scenario where property is physically moved, particularly over water, can present various risks, and this insurance aims to mitigate those risks. While theft during loading or unloading is a concern, it typically falls under a different category of insurance that addresses theft specifically. Similarly, environmental damage to property might be covered under distinct environmental liability policies rather than marine insurance. Therefore, the correct choice emphasizes comprehensive coverage directly related to the transportation aspect.